The Workfare Income Supplement (WIS) Scheme is a key initiative by the Singapore government to support lower-wage workers by supplementing their income and encouraging regular employment.
In 2025, the scheme has been enhanced to provide greater support, reflecting the nation’s commitment to inclusive growth.
Key Enhancements in 2025
| Enhancement | Details |
|---|---|
| Increased Maximum Annual Payout | Up to $4,900 for eligible employees aged 60 and above, up from $4,200 previously. |
| Raised Income Eligibility Threshold | Monthly income ceiling increased from $2,500 to $3,000, allowing more workers to qualify. |
| Expanded Age Coverage | Continues to cover Singaporeans aged 30 and above, with persons with disabilities eligible regardless of age. |
| Property Ownership Criteria | Applicants must live in a property with an annual value of $21,000 or below and not own more than one property. |
| Spouse Income Cap | For married applicants, the combined property ownership must not exceed one, and the spouse’s assessable income should not exceed $70,000. |
Eligibility Criteria
To qualify for the enhanced WIS Scheme in 2025, applicants must:
- Be a Singapore Citizen.
- Be 30 years or older as of 31 December of the work year, or be a person with disabilities.
- Earn a gross monthly income of at least $500 and not more than $3,000.
- Live in a property with an annual value of $21,000 or below.
- Own no more than one property.
- If married, the combined property ownership must not exceed one, and the spouse’s assessable income should not exceed $70,000.
Payout Structure
The WIS payouts are structured to provide both immediate financial support and long-term savings:
- Employees: Receive 40% in cash and 60% credited to their CPF accounts.
- Self-Employed Persons (SEPs): Payouts are contingent upon declaring income and making MediSave contributions.
- Platform Workers: From 2025, eligible platform workers will receive monthly WIS payments, with CPF contributions made by platform operators.
Impact on Workers
The enhancements to the WIS Scheme are expected to benefit approximately 500,000 lower-wage workers, providing them with increased financial support and encouraging continued employment.
The enhanced WIS Scheme 2025 underscores Singapore’s commitment to supporting its lower-wage workers.
By increasing payouts and expanding eligibility, the scheme aims to provide greater financial security and encourage continued employment among Singaporeans.
FAQs
How do I apply for the WIS Scheme?
For employees, no application is needed. Eligibility is automatically assessed based on CPF contributions. Self-employed individuals must declare their income and make MediSave contributions.
Can I receive WIS if I work part-time?
Yes, as long as you meet the eligibility criteria, including income thresholds and age requirements.
How will I receive my WIS payments?
Payments are credited to your bank account linked to PayNow-NRIC. If you do not have a linked account, other arrangements like GovCash may be used.